Jeevan arogya 1. Jeevan Arogya Plan No: ; 2. Key highlights Non-linked health plan which covers the principal insured male or female. Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of any medical emergency at that.

Author: Faugore Tojas
Country: Sudan
Language: English (Spanish)
Genre: Science
Published (Last): 6 May 2010
Pages: 78
PDF File Size: 20.30 Mb
ePub File Size: 13.25 Mb
ISBN: 303-6-70603-227-8
Downloads: 17289
Price: Free* [*Free Regsitration Required]
Uploader: Kazitaxe

Daycare Procedure Benefit In case any of the members covered in the plan undergoes a Daycare Procedure, an amount equal to 5 times the HCB will be paid out.

After that, LIC may revise the premiums. Further, if the Automatic Renewal Date falls between the revival period and revival is done zrogya the Automatic Renewal Date, the premium before and after the Automatic Renewal Date may be different. There shall be a general waiting period during which no benefits shall be payable in the event of Hospitalization or Surgery, if the said Hospitalization or Surgery occurred due to Sickness. Revival will not be allowed post the revival period.

No benefits are available hereunder and no payment will be made by the Corporation for any claim under this policy on account of hospitalization or surgery directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the following: Take care of your child.

In case repudiation is on ground of mis-statement and not on fraud, the premium collected on policy till the date of repudiation shall be paid to the insured or legal representative or nominee or assignees of insured, within a period of 90 days from qrogya date of repudiation.

So the payouts for MSB will be as follows: Notify me of follow-up comments by email. The existing spouse, parents, parents- in-law and children, if not covered at the time of taking policy, shall not be covered under the policy.

A Unique and arogha plan launched by LIC, exclusively designed for men having a competitive premium.

A Cover to new additional members: Tho No Claim Benefit does not have an upper limit and will continue to accrue as long as no claims are made in the policy.


It is a comprehensive health insurance policy for the entire family. Taxes, if any, shall be as per the Tax laws and the rate of tax shall be as applicable from time to time. The policy shall terminate at the earliest of the following: War, arigya, act of foreign enemy, hostilities whether war be declared or notcivil war, rebellion, revolution, insurrection military or usurped power of civil commotion or loot or pillage in connection herewith.

No Policy of Life Insurance shall be called in srogya on any ground whatsoever after expiry of 3 arobya from.

IRDAI does not announce any bonus. LIC’s Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.

On death of the Insured; vi. Less than or equal to HCB of spouse. The daily cash benefit is only extended for the hospitalisation period after the first 24 hours in a non-ICU ward or room of the hospital. G below provided the policy attracts and is eligible for it.

Jeevan Arogya (Plan no – ) Lic’s Health Plan – Lic Universe

As a caring person, you do not want to jrevan any unfortunate incident to affect your plans for you and your family. Medical Expenses relating to any treatment primarily for diagnostic, X-ray or laboratory examinations. Dental treatment or surgery of any kind unless necessitated by Accidental Bodily Injury.

No benefits are payable at end of the Cover Period.

LIC Jeevan Arogya (T 904)- All details with premium and benefit calculators

G No claim benefit: Policy Holders are advised to refer to the Insurance Laws Amendment Act,for complete and accurate details. Fraud means any of the following acts committed by insured or by arofya agent, with qrogya intent to deceive the insurer or to induce the insurer to issue a life insurance policy:.

The amount of ADB for each policy year, after the first policy year, shall consist of 2 parts: The revival of the discontinued policy shall take effect only after the same is approved by the Corporation and is specifically communicated to the PI.

Maximum annual benefit that can be availed for each of the persons covered in the plan – 30 days in year 1, 90 days per year thereafter, inclusive of stay in ICU. Non-payment of premiums within the revival period; ii. During the first year of cover commencement in respect of each insured, the Applicable Daily Benefit shall be the Initial Daily Benefit amount chosen by you and mentioned in the policy Schedule.


Convalescence, general debility, nervous or other breakdown, rest cure, congenital diseases or defect or anomaly, sterilisation or infertility diagnosis and jeebanany sanatoriums, spa or rest cures or long term care or hospitalization undertaken as a preventive or recuperative measure. Premiums indicated are exclusive of Service Tax Who can be insured?

Any such act or jeevsn as the law specifically declares to be fraudulent. Hospitalisation expenses related to Non-allopathic methods of treatment or surgery. Any routine or prescribed medical check up or examination. Your email address will not be published, and your website url is not required.

In this plan you can cover yourself, spouse, children, parents as well as mother-in-law and father-in-law.

Maximum annual benefit that can be availed for each of the persons covered in the plan – 15 days in first policy year and 45 days per year thereafter. Parents in law 18 years 75 years 1. Treatment for benign uterine disorders like fibroids, uterine prolapse, dysfunctional uterine bleeding etc v.

This will be, however, subject to approval from the Corporation, and the advance amount will be adjusted from the final settlement of MSB claim neevan. No benefits are available hereunder and no payment will be made by the Corporation for any claim under this policy on account of hospitalization or surgery directly or indirectly caused by, based on, arising out of or howsoever attributable arofya any of the following:.

No Assignment will be allowed under this plan. A Hospital Cash Benefit: Maximum lifetime benefit that can be availed for each of jervan persons covered in the plan – days.